GORO: Democratizing Property Investment Through Tokenized Real-World Assets

Proptech Fintech SEA Indonesia 3 Minutes

GORO: Democratizing Property Investment Through Tokenized Real-World Assets

GORO is an Indonesia-based proptech/fintech platform making property investment accessible through fractional ownership and tokenized real-world assets. The company enables users to start investing in rental properties from IDR10,000, receive recurring rental income and build exposure to curated properties such as Bali villas and Jakarta residences; its current website states 160K+ users, IDR130B+ invested in property, IDR18B+ rental income paid and 27 properties on the platform.

The company sits at the intersection of property, fintech and blockchain-enabled asset ownership. OJK has listed PT Teknologi Gotong Royong / GORO and PT Properti Gotong Royong as having passed the regulatory sandbox on November 5, 2025 for tokenization of property ownership benefits, with PT Teknologi Gotong Royong acting as the trading platform for GORO tokens and PT Properti Gotong Royong acting as owner/custodian of the tokenized property assets.

Why They Stand Out

GORO attacks one of the biggest barriers in property ownership: the high upfront capital required to buy real estate. Instead of requiring users to purchase an entire property, GORO breaks property exposure into small digital fractions, letting users invest from IDR10,000 while still participating in rental yield and potential capital appreciation.

Its positioning is especially strong in Indonesia, where investment participation remains low; GORO and media coverage cite fewer than 10% of Indonesians as active investors, giving the platform a large financial-inclusion opportunity if it can convert first-time investors into long-term property owners.

GORO also has an unusually strong regulatory story for an early-stage RWA startup. It moved from OJK sandbox participation in 2024 to sandbox completion in 2025 and OJK’s own March 2026 release confirms that the relevant GORO entities passed the sandbox for property-ownership-benefit tokenization.

The company has also built credibility through external backing and trust infrastructure. GORO raised a US$1 million pre-seed round led by Iterative, with participation from XA Network, StashAway’s Angel Investing Program and Mike Broomell of Colliers Indonesia, while public materials also reference ISO/IEC 27001:2022 certification and regular attestation reports.

Why Watch

GORO is worth watching because it is moving with three major tailwinds at once: Indonesia’s underpenetrated retail investment market, consumer familiarity with property as an asset class and regulatory momentum around digital financial assets and tokenized real-world assets. The platform reportedly had more than 100,000 users from 43 countries and 350% AUM growth in 2024 and its current website now claims 160K+ users, showing a clear growth trajectory from early traction to broader market adoption.

The next proof points will be liquidity, underwriting quality, regulatory registration progress after sandbox graduation and whether GORO can expand beyond individual properties into a broader tokenized real-assets platform. If it executes well, GORO could become one of Indonesia’s earliest scaled consumer gateways into compliant RWA investing.

Meet the team

Andryan Gouw - Co-founder / CEO, GORO.Andryan is a GORO founder who has been publicly listed as Chief Growth Officer in earlier sources and later cited as CEO, leading the company’s growth narrative around accessible, transparent property tokenization.

Donny Hartono - Investor Relations, GORO. Donny leads investor-facing work at GORO, with public profiles listing him in Jakarta and highlighting Purdue University graduate education plus experience across startups, real estate and project finance.

WOWS Take

With massive whitespace in Indonesian retail investing, strong regulatory tailwinds from OJK sandbox graduation and a sticky asset-backed product that turns property ownership into affordable digital units with recurring rental income, GORO is positioned to become a leading RWA and tokenized-property layer in Southeast Asia. Their traction, trust-building infrastructure and sharp market timing make them one of the most compelling proptech-fintech startups to watch from Indonesia today.

If you are democratizing access to real-world assets and building a category-defining fintech or proptech platform, reach out to WOWS Global. Schedule a call with our investment team today to raise your next round.

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