Surfing the SAFE Wave: How Thailand's Startups Are Riding High

SAFE agreement Thailand startups Southeast Asia 6 minutes

Surfing the SAFE Wave: How Thailand's Startups Are Riding High

In the ever-evolving world of startup financing, Southeast Asia, particularly Thailand, is no stranger to innovative funding mechanisms. Among these, the SAFE (Simple Agreement for Future Equity) has emerged as a potent tool for startups looking to raise early-stage capital. Originally designed by Y Combinator, the SAFE is a streamlined alternative to the more cumbersome convertible note, offering a quicker and more flexible way to secure funding. But how does this Silicon Valley export hold up in the intricate legal and economic landscape of Thailand?

What is a SAFE?

A SAFE is essentially a promise between a startup and an investor: the investor provides capital now, with the promise of equity in the future, typically during the next significant financing round. Unlike convertible notes, SAFEs do not accrue interest, nor do they have a maturity date, making them less burdensome for fledgling companies. They’re simple, efficient, and have gained significant traction in global startup ecosystems.

However, the legal landscape in Thailand presents unique challenges. The country’s Civil and Commercial Code (CCC) does not explicitly accommodate SAFEs, particularly when it comes to issuing convertible shares or options for future shares. This means that while SAFEs can be utilized, they require a bit of legal maneuvering to align with Thai law, often involving indirect mechanisms or creative legal structuring​ (KrASIA).

How Are SAFEs Being Used in Thailand?

Despite these legal complexities, SAFEs have found their footing in Thailand’s burgeoning startup scene. Startups here are increasingly turning to SAFEs as a way to attract early-stage investors without the immediate complications of equity dilution or debt repayment. This is particularly appealing in a market where early-stage funding is competitive, and startups need to move quickly to secure capital.

For instance, in 2023, Thai-based tech startups like ZTRUS and FinVest raised seed funding through SAFEs, allowing them to bypass the lengthy negotiations often associated with equity financing. These SAFEs were structured with valuation caps and discount rates that provided early investors with the potential for significant upside, while also giving startups the flexibility they needed to scale rapidly​ (Business News Asia).

The Appeal and Risks of SAFEs

SAFEs in Thailand offer several advantages, particularly their simplicity and the speed at which they can be executed. For startups, they provide a way to raise funds without immediately giving away equity or taking on debt. For investors, they offer a path to equity in promising startups, often at a favorable discount.

But it’s not all smooth sailing. One of the key risks associated with SAFEs is the lack of guaranteed returns. If a startup fails to reach a triggering event, such as a Series A round or an acquisition, investors may find themselves holding a worthless agreement. This risk is particularly pronounced in Thailand, where the startup ecosystem, while growing, is still maturing and not all ventures reach the scaling stages that trigger SAFE conversions​ (e27).

Navigating the Legal Landscape

Given the Thai CCC’s restrictions on issuing convertible shares, SAFEs in Thailand often require a creative approach. Legal experts recommend structuring SAFEs to align with permissible mechanisms under Thai law, such as linking the SAFE to an increase in the company’s registered capital or issuing preference shares. This ensures that the agreement remains enforceable while still providing the benefits of a SAFE​ (CreationsForU).

The Future of SAFEs in Thailand

As Thailand’s startup ecosystem continues to grow, the use of SAFEs is likely to increase. The flexibility and simplicity they offer are well-suited to the fast-paced world of startups, where time is often more valuable than money. However, it’s crucial for both startups and investors to understand the legal nuances and risks associated with SAFEs in Thailand.

In a landscape where innovation is key, SAFEs represent a bold, if risky, approach to funding. For the right startup, they offer a lifeline of capital that can mean the difference between scaling up or shutting down. But as with all things in the startup world, it’s a gamble—a calculated one, but a gamble nonetheless.

Final Thoughts from WOWS:

The surge in SAFE usage in Thailand is a testament to the region's adaptability and hunger for growth. As the ecosystem matures, we expect to see more creative solutions to navigate the unique challenges posed by local regulations. For now, SAFEs offer a beacon of hope for startups looking to scale quickly, but as always, tread carefully and stay informed.

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